Invest
HOW WE INVEST
At Granate, we prefer to think about people and consider their needs rather than focus on assets.
Granate operates as a single investment team with a single investment philosophy and process. All members are exposed to, and are expected to contribute to and debate analysis of securities. This encompasses all asset classes and is, therefore, a rich growing medium in which to plant seeds.
​
We invest or lend to great businesses run by exceptional individuals, by applying our proven investment philosophy. We are told we are a bit different in the way we do things, what we care about most and in how we structure our funds.
1.
We assess an investment based on four quality criteria: governance, balance sheet strength, management track record and sustainable profits.
2.
We perform a valuation based on the future cash flows we expect from the investment.
3.
We only invest if our clients get more than we are paying.
4.
We consider the mix of asset classes in our funds, but this does not override our research process.
Existing clients
Our funds are administered by Boutique Collective Investments (Pty) Ltd (BCI). When you transact on our funds, you will be dealing directly with BCI. Since you are a client already, for a paperless user experience, you can log in to their secure portal, www.bci-transact.co.za
Please feel free to contact us if you have any questions or experience any difficulties with the portal.
BCI, our administrator, manage day-to-day support services and process all investment transactions (we make all the investment decisions). Application forms must be signed and returned to BCI: instructions@bci-transact.co.za
along with a copy of your ID
​
You can:
-
Fill out the relevant form or we will happily pre-populate one for you to review and sign.
-
Download your form and complete it manually or electronically.
-
Contact us if you are unsure.
New clients
RESPONSIBLE INVESTING
Actions of corporates have direct and indirect impacts on millions of people.
As an asset manager, we can be one of the forces that speed up transformation towards broader social improvement. We will engage actively on corporate actions relating to governance, employee happiness, ethical sourcing and environmental awareness.
How we contribute to making the world better
-
Exclude companies with environmental, social and governance (ESG) concerns that get in the way of reliable and sustainable profits.
-
Use the collective investing power of our clients to engage with management teams on ESG matters.
-
Use our voice as an institutional investor to sound the alarm.
How our policy feeds into our process
-
Our research includes a detailed corporate governance analysis that considers conflicts of interest, remuneration principles and sustainable use of the balance sheet.
-
We also consider the sustainability of profits. Corporates that treat employees or customers poorly, or that aren’t taking action to make their business (more) environmentally friendly, will not enjoy sustained success.
We engage with management on ESG matters
We have various opportunities to address ESG issues with management teams. These include public presentations, one-on-one engagements and formal correspondence with boards of directors.
We can sound the alarm to apply additional pressure
We have various opportunities to address ESG issues with management teams. These include public presentations, one-on-one engagements and formal correspondence with boards of directors.
