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Relentlessly committed
to
protect and grow
your savings

Together. Adventure.

Growth.

Granate is a people business.

We are committed to creating a rich and rewarding culture through our shared values. Granate Asset Management is configured thoughtfully and intentionally so that our team can thrive for the benefit of our clients. We care about the same things you do and are relentlessly committed to protect and grow your savings.  

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FUNDS

We offer investment opportunities across the risk-return spectrum.

Granate BCI FLEXIBLE

Fund

Granate BCI BALANCED

Fund

Granate BCI ACTIVE BOND

Fund

Granate BCI MULTI INCOME Fund

Granate BCI MONEY MARKET 

Fund

Our name
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Our name is based on the ancient fruit, pomegranate

a symbol of prosperity and abundance. It represents the outcomes we aim to achieve through fruitful long-term relationships.

Insights Home

INSIGHTS

An important part of our service is explaining our actions simply.

To trust us, you need to understand us. In this section we share letters, articles and opinion pieces to provide a window into how we invest your money.

Q4 2025 

MULTI-ASSET COMMENTARY

Challenging lazy brains

In our 2021 piece Climbing to the top of
Mount Stupid, we wrote about the
importance of revisiting old conclusions
when facts change – thinking again. 

Q4 2025 

FIXED INCOME COMMENTARY

What's driving the bond rally?

The South African bond market has been a star
performer in recent years, returning 17.2% in 2024 and a stellar 22% in 2025. These are unusual and outsized returns. So, what has been driving this rally?

Q3 2025 

MULTI-ASSET COMMENTARY

Catch-22

At Granate, we don’t see underperformance as something to brush off, we use it as a opportunity to challenge our thinking, test our blind spots and keep improving.

Q3 2025

FIXED INCOME

COMMENTARY

Structural shifts in the local bond market

Bonds have continued their rally throughout this quarter, with the 10-year yield ending the quarter at around 9.15% – its lowest level since the post-COVID period from 2021. But the South African bond market has not been alone.

CONTACT US

+27 (0)21 276 3450  info@granate.co.za

Please call or email us
or visit us for a coffee

2nd Floor Josephine Mill, 13 Boundary Road, Newlands, Cape Town 7700

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OUR PARTNERS

IMG is committed to working with independent boutique investment managers (affiliates) to support their growth. They are aligned with Momentum Metropolitan.

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Granate Asset Management (Pty) Ltd is an authorised

Financial Services Provider (FSP 46189) Reg No. 2015/090537/07

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